A Biller Operating Unit (BOU) is a key entity within the Bharat Connect (BBPS) ecosystem that onboards billers onto the network, enabling them to present bills and collect payments seamlessly from customers.

A Customer Operating Unit (COU) is a customer-facing interface in the Bharat Connect (BBPS) network that allows customers to view and pay their bills through various payment channels like apps, net banking, or physical agents.

How long does onboarding take?

With plutos ONE, biller integration can be completed in as little as 2 hours, and the complete go-live process typically takes about 2 weeks.

Do you provide API integration support?

Yes, we provide 24/7 technical and operational support, comprehensive sandboxes, and dedicated assistance to ensure a seamless API integration and onboarding experience.

Plutos One BOU

NPCI Certified TSP for Bill Pay

Solutions Designed For Your Convenience

UPMS

Eliminate the need for customers to remember their bill due dates with easy-to-set-up Standing Instructions. Effortlessly automate bill payments. Ensure timely payments without manual intervention.

Orbit Offline ERP

ERP Dashboard is designed as a single, integrated platform that simplifies biller onboarding and streamlines the end-to-end bill payment lifecycle. It bridges offline billers (schools, NGOs, MFIs, donation centers) with the Bharat Connect network (BBPS + UPMS) and ensures frictionless interaction with end customers across multiple digital and physical channels.

Fastest Biller onboarding -2 Weeks

Manage end-to-end biller onboarding with dedicated operational support and direct coordination with MDM. Track onboarding progress, approvals, compliance, and go-live activities through one centralized dashboard.

NBBL Bharat QR

A dynamic Bharat QR code is an interoperable, amount-specific Quick Response code that instantly embeds the transaction value, bill details, and merchant information. It allows customers to securely scan and authorise payment without manually entering the amount through BBPS.

Fastest Onboarding. Guaranteed Visibility.

Accelerate OU, Biller onboarding with real-time tracking, complete transparency, and industry-leading go-live timelines powered by P1 Orbit.

Initial Setup

API

FSD

MDM

Biller ID

Integration

Code Review

Production

BOU

Biller Operating Unit

The Biller Operating Unit (BOU) is a key entity within the BBPS ecosystem that enables billers to seamlessly manage their billing and payment operations. It acts as a central interface between billers and the BBPS network, ensuring standardized, secure, and efficient processing of bill payments.

Provides end-to-end management of billing, collections, and transactions

Enables real-time integration with BBPS for seamless payment processing

Ensures accurate reconciliation, settlement, and compliance with regulatory guidelines

Offers centralized visibility and control through dashboards and reporting tools

Bharat Connect Categories

Prepaid Meter

Piped Gas

Electricity

DTH

Subscriptions

Hospitals

Donation

NCMC

Prepaid Meter

Piped Gas

Electricity

DTH

Subscriptions

Hospitals

Donation

NCMC

Prepaid Meter

Piped Gas

Electricity

DTH

Subscriptions

Hospitals

Donation

NCMC

Prepaid Meter

Piped Gas

Electricity

DTH

Subscriptions

Hospitals

Donation

NCMC

Robust System & Payment Flow Through

Hold and Post / Deemed Success

API Flow Overview

Become A Partner For

Orbit Automated Recon

2Hrs Biller Integration

Daily Transaction Report

24*7 Operation

99.9% Uptime

Empowering Billers Across the Bharat Connect Ecosystem

Trusted by banks, NBFCs, insurers, lenders, and enterprises to deliver seamless bill presentment, payment collection, reconciliation, and customer experiences at scale.