Innovating the future of payments
AI-driven solutions for payment infrastructure, built for banks, fintechs and regulated institutions.
Innovation Pillars
Conversational AI
Chatbots and assistants for customer engagement
Telemetry & Observability
Real-time visibility into apps, infra and payment flows
Monitoring & Alerting
Alerts that catch issues before they become outages
AI-driven operations
Automation that cuts manual work and speeds decisions
AI-Powered Intelligence Suite
Global Visa chatbot
AI travel offers assistant on WhatsApp. Scan a QR code, get benefits curated to your card and destination. Live in six Asian markets.




Accord AI - GEN AI Screen
Ensure every screen is in accordance with NPCI standards. AI and associate banks can validate screens upfront against Bharat Connect branding guidelines, reducing turnaround time and accelerating approval timelines.
GenAI-based monitoring system
Watches Plutos ONE's own infrastructure. Alerts flow through Kafka, get deduplicated by Redis, and Gemini writes a root cause analysis before an engineer is paged.
AI Based Recon Layer
An AI-powered compliance layer that validates UI screens and design documents against NPCI and regulatory guidelines. It detects branding, accessibility, layout, and consistency gaps, provides actionable fixes, enables automated compliance workflows, generates objective compliance scores, and supports centralized dashboard reporting within a secure, enterprise-ready platform.
AI Journey
Scope
Defining institutional objectives and identifying high-impact AI use cases.
Build
Developing custom neural architectures tailored to specific financial workflows.
Pilot
Controlled deployment in isolated environments to validate performance metrics.
Compliance
Rigorous auditing against SOC2, PCI-DSS, and global regulatory frameworks.
Review
Final stakeholder evaluation and security sign-off for production readiness.
Ship
Full-scale network integration and continuous monitoring activation.
Trust & Compliance
"PCI-DSS certified. ISO 27001 certified. AI stays inside the OU-facing layer, NPCI relay callbacks are out of scope."